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How to Buy Property in Hudayriyat Island as a Foreigner
Hudayriyat Island has quickly become one of Abu Dhabi’s most sought-after real estate prospects, with a collection of luxury villas, custom villa plots, and waterfront mansions available for sale and rent in a thoughtfully planned environment. Modon Properties has developed Hudayriyat Island to embrace Abu Dhabi’s vision of a seamless connection between modern living, wellness, and sustainable development. The fact that Hudayriyat is part of Abu Dhabi’s freehold zones means foreigners and non-residents can legally buy property on the island, providing opportunities for international investors and expatriates to purchase luxury property in Abu Dhabi.
For many foreign buyers, questions usually arise around eligibility, the purchasing process and obtaining finance options. Knowing how to understand these steps allows buyers to fully embrace the experience. Below we deconstruct everything you need to know about buying property at Hudayriyat Islands as a foreign buyer or expatriate.
Hudayriyat Island foreign ownership | Hudayriyat freehold property
Previously, residential property ownership in Abu Dhabi was limited to UAE nationals. Changes in the laws surrounding the property market now allow foreigners to buy property in designated investment zones – Hudayriyat Island is one of the largest. For foreign buyers, this will mean that they can purchase property under freehold ownership, the full ownership of the property, thus giving the buyer complete rights over it.
- Expats and non-residents can own property outright, not just lease.
- Ownership is freehold, giving full rights to buy, sell, lease, or pass on the property.
- Villas, plots, and mansions on Hudayriyat are available to both UAE nationals and foreigners.
Freehold ownership differs from leasehold ownership, which secures the leasing of property for a fixed period. With freehold ownership, the foreign buyer can buy, sell, lease, or pass the property just as any UAE national can. This possibility is a major reason there is high interest internationally in the Hudayriyat Island development. Whether you are an expatriate currently living in the UAE or an overseas investor, having the ability to buy a villa or plot on the island provides long-term security and equity for you in one of the most sought real estate developments in the region.
Purchasing Property in Abu Dhabi as a Non-Resident
One of the most appealing aspects of investing in Hudayriyat Island is that even non-residents (not holding a UAE residence visa) have a legal avenue to buy property. All you need to purchase is a valid passport, and to make the first down payment. As an investor, you can be in a part of the world and complete the process remotely. If you can’t be there in person, you can appoint a Power of Attorney to undertake the transaction for you.
Abu Dhabi banks provide mortgage facilities to foreigners for financing but the financing depends on whether you are non-resident or resident. Residents usually might get 80-85% of the funds borrowed from the bank, non-residents are usually asked for a larger up front contribution (25-30% of the value of the property). Despite the above, combining Modon’s developer payment plans with a bank mortgage helps make property ownership much more achievable.
Hudayriyat Freehold Property Offerings | Modon Properties purchase process
Hudayriyat Island has numerous freehold property options for foreigners to choose from. If you would prefer a move-in ready home, communities like Nawayef Villas and Al Naseem Villas offer roomy 3-8 bedroom homes suitable for families. If you have prestige and exclusivity in mind, consider the Bashayer Villas options that include 4-6 bedroom units and stunning waterfront mansions that may appeal to buyers interested in ultra-luxury.
For those with a more independent mindset, Wadeem Villa Plots allow buyers to design and build their own custom home. This is a compelling option for those looking for a sense of freedom with everything from architecture, to interiors, but still within a master-planned community with world-class amenities. Having moves-in ready villas as well as freehold plot options provides overseas customers the greatest flexibility to choose options that resonate with their lifestyle choices, as well as investment intentions.
Step-by-step guide to buying property in Hudayriyat as a foreigner
- Flexibility – Multiple structures from 40/60 to 50/50 will appeal to every buyer profile.
- Minimal initial commitment – Only a 10% booking payment to secure a villa or plot makes it easy to buy early.
- Appeal to investors – The spaced-out installments translate into less initial out-of-pocket costs along with more time to arrange financing.
- Opportunities for custom builds – For Wadeem plots, buyers will have a level of creativity with a planned timeline.
Purchasing property on Hudayriyat Island is known to be a simple and straightforward process. First, you will choose what kind of property that you want, whether a villa, mansion, or a freehold plot of land. After the choice comes the first booking payment, which is generally about 10% of the property price. This will secure your unit and take it off the market.
Typically after booking, you will sign the Sale & Purchase Agreement (SPA) with Modon Properties. The SPA is the formalization of the purchase terms. After signing the SPA, buyers will follow a structured payment plan, generally a 40/60 plan (40% during construction and 60% at handover), or, most villa plots, such as Phase 1, offered the ability to buy the plots at a 50/50 payment plan. Buyers have the ability to make payments incrementally spread across the development period.
At the same time, foreign buyers can also start the mortgage process at a local bank if financing is needed. After the final payments and they have completed your mortgaging, the property must be registered at the Department of Municipalities and Transport (DMT). At this point, the buyer will receive the Title Deed which is the legal confirmation of ownership in accordance with Abu Dhabi law.
Brief Guide to Buying Property in Hudayriyat as a Foreigner-
- Select Your Property – Decide on a villa, mansion, or plot that fits your budget and lifestyle.
- Book with 10% – Pay a booking fee to reserve your choice.
- Sign Agreement – Finalize terms with Modon Properties.
- Follow Payment Plan – Pay in stages (40/60 or 50/50).
- Arrange Financing – Secure a mortgage if needed; non-residents may pay a higher deposit.
- Register Ownership – Complete registration with Abu Dhabi Municipality and receive the Title Deed.
- Handover – Take possession once construction and payments are complete.
Requirements for foreigners to invest in Hudayriyat Island | Hudayriyat property registration process for expats
For foreign buyers, while the purchasing process is pretty straightforward, it’s important to be aware of the associated documentation. If you are a non-resident, you will need to provide a copy of your valid passport. Expats living in the UAE can also include a residence visa and Emirates ID. If obtaining financing, banks will typically ask for proof of income, salary certificates and recent bank statements to confirm your eligibility. In addition to these documents, you will also need to provide signed contracts with the developer and proof of your initial down payment.
- Valid Passport Copy – Proof of identity for non-residents.
- Residence Visa / Emirates ID – If you are a UAE resident.
- Proof of Income / Bank Statements – For mortgage applications.
- Signed Sale & Purchase Agreement (SPA) – Provided by Modon.
- Initial Deposit – Generally 10% of the property value at booking.
By bringing the requested documents ready, the purchase and registration process becomes much easier and smooth for foreign buyers, minimizing any further delays during the purchasing process.
Why Hudayriyat is a Smart Investment for Foreigners
While we have legally established your ability to buy property, Hudayriyat Island also offers a unique lifestyle and investment package that is difficult to beat. Communities that focus on wellness, recreation and family living will make getting out and participating in leisure activities easy and enjoyable. There will be many options from lush green spaces and cycling tracks, to ocean-front dining and entertainment, and regardless of age, you will enjoy a lifestyle at Hudayriyat that is focused on quality and satisfaction.
- Freehold Ownership – Full rights for expats, ensuring long-term security.
- Flexible Payment Plans – Options like 40/60 and 50/50 reduce financial strain.
- Premium Lifestyle – Waterfront views, wellness amenities, and family-friendly design.
- Strong Investment Potential – Abu Dhabi’s growing real estate market makes Hudayriyat a stable and lucrative option.
Furthermore, with Abu Dhabi enjoying a stable economy and real estate sector that is expanding, the investment is safe and offers the potential for capital appreciation for foreign buyers.
Hudayriyat freehold property Bottomline
Purchasing property on Hudayriyat Island as an overseas buyer is not only possible – it is also extremely lucrative! With freehold ownership privileges, streamlined purchasing processes, and flexible payments, international buyers can invest in this world-class community with confidence. Whether you are looking for luxury villas, custom plots, or even long term investments, Hudayriyat Island has a beautiful lifestyle opportunity for every buyer.
At Avito Homes, we are experienced in helping foreign buyers understand and complete each step of the process, guiding purchasers from property selections, to financing, registration, and handover. Let us know if you’re ready to make Hudayriyat Island your next investment destination, and our team will help make the journey to ownership easier for you!
Hudayriyat Island Payment Plan FAQs
What is a 40/60 payment plan on Hudayriyat Island?
A 40/60 payment plan consists of a buyer making a 10% upfront booking payment, paying roughly 30% – 40% during construction, and paying the final 60% at handover. This is often associated with Nawayef, Al Naseem, and Bashayer Villas.
Can Foreigners purchase villas and plots on Hudayriyat Island?
Yes. Hudayriyat Island has freehold ownership; therefore both National and International buyers can purchase villas and plots.
How does the Wadeem 50/50 plan work?
With the Wadeem plan, buyers are responsible for 50% of their purchase price during construction and then 50% upon handover. This allows buyers to save money, as payment at handover can occur well after construction has been finished. If buyers complete construction within 48 months, they receive a 10% incentive.
How can buyers match the bank loans to Modon's payment plan?
For many potential homeowners, they may use payment installments during construction and obtain a mortgage on completion. It is wise to consult with banks early to ensure their installation option matches their loan financing.